Most Chinese Students Satisfied with American Health Insurance

Over 90 percent of Chinese students said they are generally satisfied with the benefits of international student insurance in the United States (aka 美国留学生 保险) they purchased, according to a recent report. Although international student insurance (aka 留学生 保险) are mandatorily required to purchase by universities/colleges with a huge cost, the insurance protected Chinese students in illness and even save lives at some moment.

The report revealed that the overall satisfaction rates of primary care and emergency care were 91 percent and 96.7 percent, respectively, in 2018, according to the Health News. The report was based on a survey jointly carried out by the public health school of the Peking Union Medical College (PUMC) and expert teams from over 30 provincial-level regions. The rate of parents of Chinese students who are willing to purchase visitor insurance in the United States (aka 美国 探亲保险) reached 97 percent in December 2018, and that of dependents of F-1 visa holders purchasing F-2 insurance (aka f2 保险) increased to 100 percent this year.

The survey program started at the end of 2015. In 2018, the program mainly focused on the implementation and results of measures to improve the hospitals’ services. Informatization measures in the hospitals surveyed have gained recognition from patients as the proportion of online registration has reached 60.7 percent in 2018 from 34.3 percent in 2016, said the newspaper. Progress has been made to address problems in healthcare accessibility and affordability, Liu Yuanli, dean of the PUMC public health school, was quoted as saying. Hence, many Chinese students having full-time internship after graduation would purchase health insurance for OPT (aka opt期间保险). Over 60 percent of pharmacists said they found the relations between doctors and patients in their hospitals are improving. However, Liu also noted that outpatients in the country’s western regions showed a lower satisfaction rate than those in the eastern and central regions.

In a nutshell, regardless of the types of recommended health insurance (aka 医疗保险推荐) by schools or institutions people work for, having a health insurance secures people’s rights in emergency.